📊 OVERVIEW
An editable Excel workbook designed to simulate annuity withdrawals over time, with inflation-adjusted options and payout scheduling. Ideal for financial planners, retirees, and advisors modelling retirement income, investment drawdowns, or structured payouts.
📦 WHAT’S INCLUDED
• 📊 Editable Excel workbook (.xlsx)
• 🧮 Structured inputs for principal, interest rate, payout duration, inflation, and payment frequency
• 📘 Built-in logic for calculating fixed and inflation-adjusted payouts, total interest earned, and balance over time
• ✅ Payout schedule with cumulative interest and withdrawal tracking
🧠 USE CASES
• Retirement income planning and annuity modelling
• Investment drawdown simulations
• Financial education and scenario analysis
• Reusable format for any payout structure or financial product
🎯 FEATURES
• Editable .xlsx format with UK spelling and layout standards
• Modular structure with consistent logic across payout types and inflation scenarios
• Unbranded and consultancy-free
• Compatible with Microsoft Excel and Copilot editing
🔴 INSTANT DIGITAL DOWNLOAD
This template is available immediately—no waiting, no shipping, no locked fields. Built for professionals who need a clean, editable annuity calculator they can deploy across any financial planning or retirement modelling workflow
