📊 OVERVIEW
An editable Excel workbook designed to track multiple sub-accounts within a single bank account, including savings goals, transfers, and reconciliations. Ideal for individuals, families, and small business owners managing personal finances or virtual allocations.
📦 WHAT’S INCLUDED
• 📊 Editable Excel workbook (.xlsx)
• 🧾 Structured register for payments, deposits, categories, and memo notes
• 📘 Built-in logic for sub-account goals, cleared balances, and reconciliation tracking
• ✅ Category summary table for income and expense analysis
🧠 USE CASES
• Personal finance tracking and savings goal management
• Virtual sub-account allocation within a single bank account
• Daily reconciliation and transaction logging
• Reusable format for any budgeting style or financial workflow
🎯 FEATURES
• Editable .xlsx format with UK spelling and layout standards
• Modular structure with consistent logic across accounts, categories, and transactions
• Unbranded and consultancy-free
• Compatible with Microsoft Excel and Copilot editing
🔴 INSTANT DIGITAL DOWNLOAD
This template is available immediately—no waiting, no shipping, no locked fields. Built for professionals and individuals who need a clean, editable register they can deploy across any budgeting or savings system.
