đ Overview:
This Loan Amortization Schedule is a flexible Excel tool for modelling fixed-rate loans with multiple payment frequencies. It includes printable amortisation logic, unpaid interest handling, and dual payment tracking modesâideal for borrowers, lenders, and financial advisors comparing repayment strategies.
âď¸ Whatâs Included:
â˘â1 x Excel spreadsheet (.xlsx)
â˘âAmortisation schedule with optional extra payments
â˘âSupports annual to weekly payment frequencies and compound periods
â˘âDual payment worksheets for tracking actual payments and unpaid interest
â˘âSummary tables with year-end balance, interest, and principal paid
đŻ Perfect For:
â˘âBorrowers modelling long-term loans
â˘âLenders offering flexible repayment options
â˘âFinancial advisors comparing amortisation strategies
â˘âEducators teaching loan mechanics and interest structures
âď¸ Features:
â˘âCalculates interest, principal, and balance across multiple frequencies
â˘âSupports extra payments and early payoff modelling
â˘âIncludes unpaid interest logic and rounding control
â˘âExcel-native formattingâno macros or plugins required
â˘âReusable across loan types, terms, and payment structures
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