📊 OVERVIEW
A strategic Excel workbook for planning and accelerating debt payoff using customisable strategies. Designed for individuals, financial advisors, and budgeting coaches, this template includes editable fields for creditor balances, interest rates, monthly payments, and payoff order. Ideal for snowball, avalanche, or custom repayment plans.
📦 WHAT’S INCLUDED
• 📘 Excel workbook (.xlsx)
• 🧾 Creditor table with balance, rate, and payment fields
• 📈 Strategy selector: Snowball, Avalanche, Custom, or No Snowball
• 📅 Payment schedule with estimated payoff dates and interest totals
• 📊 Summary metrics for total interest paid and debt-free timeline
• ✅ Ready for printing, PDF export, or digital sharing
🧠 USE CASES
• Personal debt reduction planning and strategy comparison
• Financial coaching and client budgeting sessions
• Loan prioritisation and interest optimisation
• Reusable format for any debt mix or repayment goal
🎯 FEATURES
• Editable .xlsx format with UK spelling and layout standards
• Modular layout for expanding creditor entries or adjusting payment logic
• Compatible with Microsoft Excel and Copilot editing
• Includes help sheet with strategy tips and reordering guidance
🔴 INSTANT DIGITAL DOWNLOAD
No waiting, no shipping, no locked fields. This template is available immediately and built for individuals who need a structured, editable way to eliminate debt. Download, customise, and start reducing—right away
