📊 OVERVIEW
An editable Excel workbook designed to simulate adjustable rate mortgage scenarios, including interest rate changes, payment recalculations, and amortisation schedules. Ideal for homeowners, financial advisors, and property investors modelling loan behaviour over time.
📦 WHAT’S INCLUDED
• 📊 Editable Excel workbook (.xlsx)
• 🧮 Structured inputs for loan amount, term, initial rate, adjustment frequency, and interest caps
• 📘 Built-in logic for monthly payments, extra payments, cumulative interest, and principal tracking
• ✅ Tabulated variation for specifying rate change dates and visualising payment impact
🧠 USE CASES
• Mortgage planning and loan comparison
• Investment property financing simulations
• Financial education and scenario testing
• Reusable format for any ARM structure or repayment strategy
🎯 FEATURES
• Editable .xlsx format with UK spelling and layout standards
• Modular structure with consistent logic across amortisation and rate adjustment tables
• Unbranded and consultancy-free
• Compatible with Microsoft Excel and Copilot editing
🔴 INSTANT DIGITAL DOWNLOAD
This template is available immediately—no waiting, no shipping, no locked fields. Built for professionals who need a clean, editable ARM calculator they can deploy across any mortgage modelling or financial planning workflow
