📊 PAYCHECK CALCULATOR — INCLUDES CHART Excel Template ⭐⭐⭐⭐⭐

📝 Overview:
This Paycheck Calculator is a dual-mode Excel tool for estimating net take-home pay using either the old or new W-4 form. It models federal and state tax withholding, pre- and post-tax deductions, and supports multiple filing statuses—ideal for employees, payroll professionals, and financial educators.

✔️ What’s Included:
• 1 x Excel spreadsheet (.xlsx)
• New W-4 and Old W-4 logic with side-by-side comparison
• Federal and state tax withholding tables (2022)
• Pre-tax and post-tax deduction modelling
• Estimated net pay breakdown with FICA, federal, and local taxes

🎯 Perfect For:
• Employees estimating take-home pay
• Payroll professionals and HR teams
• Financial advisors and tax preparers
• Educators teaching payroll and tax literacy

⚙️ Features:
• Supports multiple filing statuses and pay frequencies
• Includes allowances, extra withholding, and deduction logic
• Breaks down gross-to-net with full tax and benefit visibility
• Excel-native formatting—no macros or plugins required
• Reusable across years with editable tax tables

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