📊 LINE OF CREDIT TRACKER — INCLUDES CHART Excel Template ⭐⭐⭐⭐⭐

📝 Overview:
This Line of Credit Tracker is a precision Excel tool for managing revolving credit with daily interest accrual. It supports draw/payment tracking, interest reserve estimation, and balance reconciliation—ideal for business owners, borrowers, and financial advisors managing flexible credit lines.

✔️ What’s Included:
• 1 x Excel spreadsheet (.xlsx)
• Draw and payment log with interest and principal breakdown
• Daily interest accrual logic with per diem rate control
• Summary section with total owed, interest paid, and utilisation
• Help worksheet with assumptions and usage guidance

🎯 Perfect For:
• Business owners managing working capital lines
• Borrowers tracking flexible credit usage
• Financial advisors modelling interest reserves
• Educators teaching revolving credit and interest mechanics

⚙️ Features:
• Tracks draws, repayments, and interest over time
• Supports interest rate changes and principal-only payments
• Estimates interest reserve for loan conversion scenarios
• Excel-native formatting—no macros or plugins required
• Reusable across lenders, terms, and credit types

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