📊 OVERVIEW
An editable Excel workbook designed to track monthly income, savings goals, and expenses across a full calendar year, with built-in logic for savings potential and category breakdowns. Ideal for individuals, families, and financial advisors managing personal cash flow and budgeting strategies.
📦 WHAT’S INCLUDED
• 📊 Editable Excel workbook (.xlsx)
• 🧾 Structured fields for income sources, savings categories, and detailed expenses across 12 months
• 📘 Built-in logic for summary overview: income, expenses, savings goal, and potential to save
• ✅ Modular layout for monthly updates and annual planning
🧠 USE CASES
• Personal budgeting and savings tracking
• Client-facing documentation for financial coaching or advisory services
• Monthly expense planning and lifestyle budgeting
• Reusable format for any income level, life stage, or financial objective
🎯 FEATURES
• Editable .xlsx format with UK spelling and layout standards
• Modular structure with consistent logic across months and categories
• Unbranded and consultancy-free
• Compatible with Microsoft Excel and Copilot editing
🔴 INSTANT DIGITAL DOWNLOAD
This template is available immediately—no waiting, no shipping, no locked fields. Built for individuals who need a clean, editable monthly budget they can deploy across any financial strategy, lifestyle setup, or advisory workflow
